Prescription Drug Plans Medicare Part D Benefit Summary for 2008 Benefits Request Application and full plan details	Contact: Steve Dixon (972) 355-8132 Contact us Walmart $4 drug list

Plan Name Monthly Premium Rx Coverage (Retail pharmacy amounts up to 30-day supply) Mail-Order also available Humana PDP Standard S5884-080 $275 yearly deductible $26.10 Rx Costs Stage 1 $0-$275 Stage 2 $276-$2510 Stage 3 Over $2510 Stage 4 Over $4050 Rx Type You Pay You Pay You Pay You Pay * Generic 100% 25% 100% 5% Preferred Brand 100% 25% 100% 5% Non-preferred Brand 100% 25% 100% 5% Specialty 100% 25% 100% 5% Humana PDP Enhanced S5884-020 $0 deductible   $24.80 Rx Costs Stage 1 $0-$275 Stage 2 $276-$2510 Stage 3 Over $2510 Stage 4 Over $4050 Rx Type You Pay You Pay You Pay You Pay * Generic $4 $4 100% 5% Preferred Brand $25 $25 100% 5% Non-preferred Brand $54 $54 100% 5% Specialty 25% 25% 100% 5% Humana PDP Complete S5884-050 $0 deductible $87.00 Rx Costs Stage 1 $0-$275 Stage 2 $276-$2510 Stage 3 Over $2510 Stage 4 Over $4050 Rx Type You Pay You Pay You Pay You Pay * Generic $4 $4 $4 5% Preferred Brand $25 $25 100% 5% Non-preferred Brand $54 $54 100% 5% Specialty 25% 25% 100% 5%

Humana Formulary

*For this threshold, there is a variable payment. This payment is as follows: For Generic drugs, the payment is $2.25 or 5%, whichever is greater. For Preferred Brand, Non-Preferred Brand and Specialty Rx drugs, the payment is $5.60 or 5%, whichever is greater. This information is to be used as a brief summary, refer to policy for complete information on benefits, exclusions and limitations.

This information is to be used as a brief summary, refer to policy for complete information on benefits, exclusions and limitations.

Example if you choose to wait 5 years to enroll in Part D:

At 1 percent per month penalty for 5 years (60 months = 60% penalty). If the Part D average premium is $27.00, add the $16.20 penalty. If you choose a plan which costs $20 add the $16.20 and your plan choice, but your plan now costs $36.20 (81% higher, due to the penalty). This penalty stays with you forever - so there is an incentive to enroll once eligible.