Prescription Drug Plans
Medicare Part D
Benefit Summary for 2008 Benefits

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Contact: Steve Dixon
(972) 355-8132

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Walmart $4 drug list

Humana - Guidance when you need it most.
Plan Name Monthly Premium Rx Coverage

(Retail pharmacy amounts up to 30-day supply)
Mail-Order also available
Humana PDP Standard S5884-080

$275 yearly deductible

$26.10
Rx Costs
Stage 1
$0-$275
Stage 2
$276-$2510
Stage 3
Over $2510
Stage 4
Over $4050
Rx Type You Pay You Pay You Pay You Pay *
Generic 100% 25% 100% 5%
Preferred Brand 100% 25% 100% 5%
Non-preferred Brand 100% 25% 100% 5%
Specialty 100% 25% 100% 5%
Humana PDP Enhanced S5884-020

$0 deductible

 

$24.80
Rx Costs
Stage 1
$0-$275
Stage 2
$276-$2510
Stage 3
Over $2510
Stage 4
Over $4050
Rx Type You Pay You Pay You Pay You Pay *
Generic $4 $4 100% 5%
Preferred Brand $25 $25 100% 5%
Non-preferred Brand $54 $54 100% 5%
Specialty 25% 25% 100% 5%
Humana PDP Complete S5884-050

$0 deductible

$87.00
Rx Costs
Stage 1
$0-$275
Stage 2
$276-$2510
Stage 3
Over $2510
Stage 4
Over $4050
Rx Type You Pay You Pay You Pay You Pay *
Generic $4 $4 $4 5%
Preferred Brand $25 $25 100% 5%
Non-preferred Brand $54 $54 100% 5%
Specialty 25% 25% 100% 5%

Humana Formulary

*For this threshold, there is a variable payment. This payment is as follows: For Generic drugs, the payment is $2.25 or 5%, whichever is greater. For Preferred Brand, Non-Preferred Brand and Specialty Rx drugs, the payment is $5.60 or 5%, whichever is greater. This information is to be used as a brief summary, refer to policy for complete information on benefits, exclusions and limitations.

This information is to be used as a brief summary, refer to policy for complete information on benefits, exclusions and limitations.

Example if you choose to wait 5 years to enroll in Part D:

At 1 percent per month penalty for 5 years (60 months = 60% penalty). If the Part D average premium is $27.00, add the $16.20 penalty. If you choose a plan which costs $20 add the $16.20 and your plan choice, but your plan now costs $36.20 (81% higher, due to the penalty). This penalty stays with you forever - so there is an incentive to enroll once eligible.